Gender-Intentional Credit Scoring
This guide introduces a gender-lens analytical framework for lenders to determine whether lending decisions and outcomes in their portfolios differ by gender and, if so, how.
Developing an Impact Monitoring System for Sida’s Guarantee Instrument
This publication shares key learnings from case studies from Guatemala and Bosnia and Herzegovina and illustrates their contribution to co-designing an impact monitoring system for Sweden’s guarantee instrument.
MicroRate Authorized to Operate As a Risk Rating Agency in Panama
This is the first time that a rating agency specializing in microfinance has been authorized in Panama to rate regulated financial institutions in the country.
Fintech Lending Risk Barometer 2022-2023
This study is part of a market monitoring exercise to understand the range of risks and how they are perceived by multiple stakeholders in the Indian fintech lending sector.
Rethinking MSME Financing: It's the Customer's Digital Transformation That Matters
As small businesses go digital, platform data can help MFIs better serve them, contributing to a healthier, more sustainable and more inclusive lending model.
Who Do You Trust? Building a “TrustScore” for Savings Groups
DreamStart Labs explores how to incorporate member-driven assessments into credit scoring through their app.
Supervisory Implications of Artificial Intelligence and Machine Learning
This Note describes some of the uses of artificial intelligence and machine learning by financial institutions; considers the supervisory responses to such uses; and highlights some ways in which supervisory authorities can themselves use AI and ML to improve the effectiveness and efficiency of supervision.
Green Credit Guarantee Schemes for MSMEs
This special report elaborates on policy considerations for the implementation of a credit guarantee scheme that can be used to support green lending by financial institutions (such as commercial banks, credit cooperatives or microfinance institutions) to MSMEs.
Sharing the Risk: “Micro Equity” for Savings Groups
DreamStart Labs is re-thinking assumptions about how to design solutions for people in emerging economies, starting with a new product which aims to distribute risks more fairly.