All Publications
Empowered or Undermined? Women Entrepreneurs & the Digital Economy
This publication explores the experiences of women entrepreneurs in low and middle income countries in 2024.
How to Measure Women’s Economic Empowerment in Financial Inclusion: A Menu of Indicators
This paper introduces a menu of 19 indicators to measure Women's Economic Empowerment (WEE) through increased financial inclusion.
Bridging the Gender Gap Through Digital Identification Systems
This policy brief explores the challenges women face in accessing digital ID and highlights solutions that work.
Competition and Market Power in the Latin American Banking Sector
This paper gathers banks' balance sheet monthly regulatory information for seven Latin American countries, estimates lending markups and deposits markdowns in each country over time and studies how they relate with banks' profitability, the cost of credit, credit risk and credit supply.
Facets of the Microenterprise Mela – The Digital Conundrum
In this paper, M-CRIL addresses the issues to overcome constraints in digital finance and support microenterprises.
Financial Inclusion in Nigeria: NGX Regulation Limited Case Study
This case study explores EquipHER initiative’s transformative impact, the challenges faced, and the pathway to greater women’s economic participation.
Impact Pathfinder
Developed as part of CGAP's Financial Inclusion 2.0 initiative, the Impact Pathfinder aims to make valuable evidence on financial inclusion more accessible and actionable. It provides an easy way to access and interpret insights from the literature, supporting decision-makers including donors, investors, financial service providers, regulators, and research organizations.
Operational Challenges Threaten Microfinance Stability
This paper argues, that in order to ensure sustainable growth, MFIs must strengthen risk assessment frameworks, improve borrower onboarding processes, and enhance staff training to mitigate these risks.
Secured Transactions in the Pacific: A Comparative Study
This publication explores the challenges and opportunities for micro, small, and medium enterprises (MSMEs) in Fiji, Vanuatu, Samoa, and the Solomon Islands in accessing finance through secured transactions.
Alternative Data for Credit Scoring
This publication sheds light on how non-traditional data sources—such as utility payments, social media insights, and behavioral patterns—can revolutionize credit assessment for micro, small and medium enterprises (MSMes).