This policy brief offers an up-to-date review of the emerging academic literature on the economics of data sharing and access to credit.

This research brief synthesizes recent academic findings on the effect of Instant interoperable payment systems on enhancing financial inclusion, spurring economic growth, and fostering innovation in the financial sector.

This research brief draws on empirical and theoretical academic research in economics to highlight key insights for practitioners as they seek to build instant interoperable payment systems.