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|
Population (millions) |
13,4 |
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Poverty (% of population below national poverty line) |
36 |
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Population growth (annual %) |
2.4% |
|
GNI per capita (Atlas method, US$) |
300 |
|
Gross domestic savings/GDP |
-5.1 |
» More country data from the Microfinance Information Exchange Market
Cambodia Community Savings Fund (CCSF) and ACLEDA Bank
Taken from, CGAP: "Country Level Effectiveness and Accountability Review-Cambodia", 2005
By Mark Flaming, Eric Duflos, Alexia Latortue, Nina Nayar and Jimmy Roth
The development of savings services in Cambodia has lagged behind credit services. As of June 2004, the combined deposits of MFIs and registered NGOs represented less than 5 percent of their lending portfolios. However, there were two major exceptions to this rule: Cambodia Community Savings Fund (CCSF), Cambodia's largest savings-led microfinance program (supported by AusAID), and ACLEDA Bank. ACLEDA Bank offers attractive deposit services and uses savings to fund 43 percent of its lending portfolio. CCSF is an apex institution for 39 member-owned and member-operated savings banks with 14,673 participants in the Battambang and Banteay Meanchey provinces. These savings banks have from 350 to 1,400 members.
More studies about ACLEDA Bank:
From NGO/ Project to Microfinance Institution the Experience of ACLEDA Bank, Cambodia, 2002, by Channy, I.
The Case Study of ACLEDA Bank, by Channy, I.
Capacity Leads, Capital Follows: Donors and Investors Match Instruments to ACLEDA's Stage of Development, Case Studies in Donor Good Practices , 2004, by Heather Clark.
See also:
Micro Success Story? Transforming of Nongovernment Institutions into Regulated Financial Institutions, 2004, by Fernando Nimal.
NGO Notebook: Making a Little Money Go a Long Way, 2001, by Edes, B. W.
Savings-Led and Self-Help Microfinance in Cambodia: Lessons Learned and Best Practices, 2004, by Pickens, Mark.
Towards Safety and Self-Reliance, 2005, by Matthews, B.