Women's Microfinance Initiative (WMI) is a non-profit organization founded by a network of professional women in the Washington, D.C. area.WMI makes loans available to impoverished women who have no access to banking services. Issuing affordable, collateral-free loans for as little as $50, WMI promotes women's economic participation and carries the hope of prosperity to poor, rural areas of Uganda and Kenya.

WMI distributes loans through village-level organizations and works with these partners to develop social outreach networks. Transition to Independence Program (TIP) guides clients as they transition from microloans to independent banking in a 36-month cycle that includes training and support. It is a transparent, home-grown, non-profit organization dedicated to non-exploitive lending practices.