Small Enterprise Foundation (SEF) is a microfinance NGO with over 60,000 clients, which alleviates poverty by enabling self-employment through microenterprise. It is dedicated towards reaching the most disadvantaged in rural communities and enabling the poor and very poor to improve their economic lives.

SEF employs a group-based lending methodology patterned after the Grameen Bank of Bangladesh. SEF is based in the Limpopo Province of South Africa. It has two main programs, the Micro-Credit Program (MCP) and the Tshomisano Credit Program (TCP). MCP focuses on existing but generally marginal micro-enterprises and provides them with micro-loans and TCP targets only women who live below half the poverty line.