GlobeFunder is a regulated financial institution, registered with the U.S. Department of Treasury. It's web-based loan marketplace is an alternative to traditional small loan providers such as banks, finance companies, credit cards, and "payday lenders". Borrowers are able to request a loan amount at an affordable, fixed interest rate and fixed term. GlobeFunder verifies and checks Borrower information, assigns a Globe Rating based on their credit score, and matches the Borrower to a Lender. Once a loan has been fulfilled, it facilitates the transaction and services the repayments.

GlobeFunder has made this lending process easy, secure, and fully compliant with all government regulations.