Bhartiya Micro Credit (BMC), registered in the year 2007, is an MFI that operates in central and eastern Uttar Pradesh, India. Its aim is to provide equitable access of financial and allied services to poor women living below the poverty line and lower income households to enhance their quality of life in a sustainable manner.

BMC also provides insurance products by collaborating insurance companies to assist in asset development, as well as a complementary loan product for special emergencies. As an organization dedicated to the socio-economic development of rural/semi urban communities, BMC is also looking to facilitate additional services to its clients through alliances with other organizations in the area of economic development and empowerment. Main focus of the organization is to enhance the income of households and improve the status of women in the society.