Access Microfinance Holding AG (AccessHolding), established in August 2006 in Berlin, is a Joint Stock Company under German law and has a committed capital of approximately EUR 21.5 million. The purpose of this microfinance holding company is to invest in MFIs and to develop these investments through a combination of equity finance, holding services, and management services rendered by its technical partner, LFS Financial Systems GmbH (LFS). AccessHolding concentrates on start-up and early-stage MFIs. It establishes new MFIs together with other partners, and transforms existing non-bank microlending institutions into full-service microfinance banks.