Oikocredit is one of the largest sources of private funding to the microfinance sector. It also provide credit to trade cooperatives, fair trade organizations and small-to-medium enterprises (SMEs) in the developing world. It lends working capital to microfinance institutions (MFIs) all over the world. In turn, they dispense life-changing loans to the poor and disadvantaged, with a special emphasis on rural areas and women. Oikocredit, as a worldwide cooperative society, promotes global justice by challenging people, churches and others to share their resources through socially responsible investments and by empowering disadvantaged people with credit.