Paper
On the Theory of Credit Co-operatives: Equity and Onlending in a Multi-tier System
How have credit co-operatives performed as financial service providers?
36 pages
This paper is based on studies that looked into the effects of using financial co-operatives as conduits for channeling financial resources to the poor.
The study attempts to address:
- Issues surrounding credit co-operatives in developing countries as a specific type of provider of financial services for poorer target groups;
- Specific role of equity capital in a credit co- operative, in particular, the question of whether the shortage of equity is a major obstacle to the development of credit co- operatives;
- Creation of a framework for an empirical investigation aimed at filling the knowledge gap of the factors that determine whether or not credit co-operatives are successful.
[Adapted from authors' abstract]
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