|
Drop-out from individual development accounts: prediction and prevention
Schreiner, Mark & Sherraden, Michael
Publication Date: 2002
Published by: St. Louis, USA: Microfinance.com
How can drop-out be reduced?
Savings can be used for education and food expenditure, home purchase, microenterprise
This paper: - describes Individual Development Accounts (IDAs), that is new policy instrument designed to help the poor save and accumulate savings
- explains what determines drop-out in microfinance programme
- make some suggestion about what can be done to avoid drop-out
The paper reveals that:- drop-out depends more on transaction costs and previous debt than on income
- programme design affects drop-out rates
- drop-out can be predicted with some accuracy
In conclusion, IDA programmes could use statistical targeting to reduce considerably drop-out.
| 
View this Document
Email this Document
