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Aspects of outreach: A framework for the discussion of the social benefits of microfinance (paper for review)
Schreiner, Mark
Publication Date: 1999
Published by: St. Louis, USA: Microfinance.com
The poverty lending vs. the financial systems approaches to microfinance
Wide agreement about the goal of microfinance—to improve the welfare of the poor—has not led to wide agreement about how best to achieve that goal. To aid discussion, the author proposes a framework for outreach—the social benefits of microfinance—in terms of six aspects: - worth
- cost
- depth
- breadth
- length
- scope
The framework encompasses both the poverty approach to microfinance and the self-sustainability approach. The poverty approach assumes that great depth of outreach can compensate for narrow breadth, short length, and limited scope. The self-sustainability approach assumes that wide breadth, long length, and ample scope can compensate for shallow depth
Author uses the framework for BancoSol of Bolivia.
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